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“I wish I could've invested with Vanguard years ago”

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What is a Stocks and Shares ISA?

It’s a type of account that means you can save for your future and save on tax at the same time. That’s because any returns you make in a Stocks and Shares ISA are tax-free. 

You get to choose how your money is invested. We’ve got a range of options available, whether you’re a hands on investor or if you’d rather let us do the hard work for you. 

You can pay a total of £20,000 into ISAs each tax year (from 6 April to 5 April). Whenever you need your money, you can just withdraw it. There are no restrictions or exit fees.

Why choose our Stocks and Shares ISA

Straightforward

You can pick your investments from our range of over 85 funds. Or if you prefer, you can let us pick and manage your investments for you.

View our funds

Value

Our funds are good value, which means you can keep more of your returns. 

View our fees

Over 45 years of experience

We’ve been taking a stand for investors for over 45 years. Now over 50 million clients worldwide invest with us for their future.
 

Learn more about Vanguard

Choose how you want to invest

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Compare how you want to invest

You can manage your investments yourself, or let us do it for you. Here’s a quick comparison of the 2 options.

 
Do it yourself
We do it for you
24/7 access to your investments
UK-based customer service team
Which? Recommended Provider for Investment Platforms
No hidden charges or exit fees
A personal risk profile based on how you feel about risk
Choosing your funds
You pick from our range of over 85
We pick for you based on your risk profile
Managing your portfolio
You manage your portfolio yourself
We regularly monitor your portfolio and make changes when needed
Personalised guidance from our investment experts

The cost of investing

How much you’re charged depends on the value of your invested balance, type of account and the fund charges.

Our fees

 

Self-managed

Managed

Account fee (from 28 February 2025)

for invested balance under £32,000

£4 a month

(£48 a year)

0.15% a year

Account fee (from 28 February 2025)

for invested balance of £32,000 and over

0.15% a year

(max £375 a year)

0.15% a year

(max £375 a year)

Fund management fee

0.06% to 0.79% a year

(depends on the funds you choose)

0.17% a year on average

(depends on your portfolio)

Management fee  None

0.20% a year

You can find out more about what our account fees are until 28 February 2025

You can find our fund management fees for each fund on our fees and charges page
 

What this could mean for you if you invested:

Investing £10,000 in a Self-managed ISA

  Account fee

  £48 a year
 


+

  Fund management cost

  £26 a year
  (0.26%) 


=
  Total
 
  £74 a year
 

These examples are only to give you an indication. We assume you invested into one of our LifeStrategy Funds. We’ve shown average fund management fees, which may vary depending on your portfolio.

Investing £10,000 in a Managed ISA

  Account fee

  £15 a year
  (0.15%)


+

  Fund management fee

  £17 a year
  (0.17%) 


+

  Management fee

   £20 a year
   (0.20%)


=
  Total
 
  £52 a year
 
  • These examples are only to give you an indication. We’ve used an average fund management fee, which may vary depending on your portfolio.

 

Why is the account fee different for our Managed ISA?

We’re committed to helping individuals throughout their investment journey – from getting started to achieving their lifetime goals. For our Managed ISA service, we’ve carefully considered the benefits of lowering the cost of entry to give more people a helping hand with investing their money.

 

An ISA transfer could make your life a little easier (and cheaper)

Bringing your investments together in our low cost Stocks and Shares ISA could save you time and money.

Managed ISA

Managed ISA

Feel confident knowing your money is in expert hands when we manage your ISA, whether you’re new to investing or already invested.

Managed ISA

Need to know

Have another question?

Search our FAQs, ask our chatbot or send us a message.

Go to help and support
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We bring value to 50 million clients all over the world

Would you like join us? It’s quick and easy. You can open a Stock and Share ISA in 10 minutes.

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