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“I wish I could've invested with Vanguard years ago”

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What is a General Account?

It’s an investment account that lets you save for your future –  and there’s no upper limit on how much you can invest. That makes it a useful option if you’ve already used up your ISA and pension allowances. 

Unlike a Stocks and Shares ISA or Personal Pension, any returns or income from your investments will be subject to tax. How much tax you’ll pay will depend on your circumstances.

You pick the funds for your General Account. You can choose from our wide range of Vanguard funds, including index funds, active funds and ready-made fund portfolios.

Why choose our General Account

Straightforward

Our range of funds gives you a low-cost and easy way to diversify. And opening an account takes just 10 minutes.

View our funds

Value

Our funds are good value, which means you can keep more of your returns. 
 

Read about our fees

Over 45 years of experience

We’ve been taking a stand for investors for over 45 years. Now over 50 million clients worldwide invest with us for their future.

Learn more about Vanguard

Open an account in 3 steps

1. Enter a few personal details

We just need some basics, including your National Insurance number. 

2. Choose your funds

Pick your investments from over 85 Vanguard funds or choose a ready-made portfolio. 

3. Decide how much to invest

Start investing from £100 a month or a one-off £500.  

Choose how to invest

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The cost of investing

How much you’re charged depends on the value of your invested balance and the fund charges.

Our fees

 

Balances under £32,000

Balances of £32,000 and over

Account fee

(from 28 February 2025)

£4 a month

(£48 a year)

0.15% a year

(max £375 a year)

Fund management fee

0.06% to 0.79% a year

0.06% to 0.79% a year

You can find out more about what our account fees are until 28 February 2025

You can find our fund management fees for each fund on our fees and charges page
 

What this could mean for you if you invested:

If you invested £10,000 in a LifeStrategy Fund

   Account fee

  £48 a year


+

  Fund management cost

  £26 a year
  (0.26%) 


=
  Total
 
  £74 a year
 

These examples are only to give you an indication. We assume you invested into one of our LifeStrategy Funds. We’ve shown average fund management fees, which may vary depending on your portfolio.

 

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Transfer a General Account

You could bring all your investments together and manage them in a great value, easy to manage account.

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Need to know

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Information for your tax return

View current and previous tax year reports and a list of our reporting funds for self-assessment.

Important documents

Read these documents carefully before you apply to open an account or invest.

Have another question?

Search our FAQs, ask our chatbot or send us a message.

Go to help and support

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We bring value to 50 million clients all over the world

Would you like join us? It’s quick and easy. You can open a General Account in 10 minutes.

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