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Which? Recommended Provider

“A simple way to invest, at a fraction of the cost of its rivals”

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What is a General Account?

It’s an investment account that lets you save for your future –  and there’s no upper limit on how much you can invest. That makes it a useful option if you’ve already used up your ISA and pension allowances. 

Unlike a Stocks and Shares ISA or Personal Pension, any returns or income from your investments will be subject to tax. How much tax you’ll pay will depend on your circumstances.

You pick the funds for your General Account. You can choose from our wide range of Vanguard funds, including index funds, active funds and ready-made fund portfolios.

Why choose our General Account

Low cost

We keep our fees low so you keep more of your returns. Our account fee is just 0.15% of your investments.

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Our range of funds gives you a low-cost and easy way to diversify. And opening an account takes just 10 minutes.

View our funds

Over 45 years of experience

We’ve been taking a stand for investors for over 45 years. Now over 50 million clients worldwide invest with us for their future.

Learn more about Vanguard

Open an account in 3 steps

1. Enter a few personal details

We just need some basics, including your National Insurance number. 

2. Choose your funds

Pick your investments from over 85 Vanguard funds or choose a ready-made portfolio. 

3. Decide how much to invest

Start investing from £100 a month or a one-off £500.  

Choose how you want to invest

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Already got a General Account with another provider?

You can always transfer to us. With our low account fee of just 0.15%, capped at £375 per year, it could save you money.

Learn more about transfers

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Information for your tax return

View current and previous tax year reports and a list of our reporting funds for self-assessment.

Learn more about tax return information

Could our General Account be the right choice for you?

Need help?

Our UK-based team is ready to answer your questions. Get in touch

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We bring value to 50 million clients all over the world

Would you like join us? It’s quick and easy. You can open a General Account in 10 minutes.

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