Low fees, clear costs

Our fees mean more of your money stays in your pocket. Where it belongs.

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“I wish I could have invested with Vanguard years ago”

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Low ongoing costs

0.20% on average

Choose from our wide range of index funds, active funds, ETFs and ready-made portfolio funds

One low account fee

0.15% of your investments

Capped at £375 per year for accounts over £250,000

Can be subject to change. Please refer to Vanguard costs and charges (self-managed service).

There is an additional management fee for clients of our managed service. Please refer to Vanguard full costs and charges (managed service).

How much will I pay to invest with Vanguard?

Here's an example...

If you invest a £20,000 lump sum in LifeStrategy® 60% Equity Fund. We estimate it'll cost you £84 per year to invest with us*

*This is just an estimate – to keep things simple, we didn't include any investment growth.

Your total cost of investing

How much you’ll pay to invest with us is made up of three main parts. You’ll only pay our management fee if we choose and manage your investments for you as part of our managed service.

Fund management costs

Account fee

Management fee (for our managed service only)

Understanding how you’ll pay

How do I pay fund management costs?

You won't see these taken from your account. They're automatically taken from the fund and are factored into the return you get.

How do I pay the account fee?

There are three ways you can pay – you can set up a Direct Debit, top up your account with cash using a debit card, or if there's no cash in your account we can sell some of your investments to cover it. The fee is payable every 3 months.

How do I pay the management fee?

You’ll only pay this if we choose and manage your investments for you as part of our managed service. The account fee and the management fee will be deducted as one account fee. The account fee portion is capped at £375 per year.

Fees and charges at a glance

Here's a list of what you'll pay when you invest with us. No hidden charges, no nasty surprises.

Account fees
£0 to £250,000 invested
Over £250,000 invested
Account fees
0.15% per year
£375 per year
Transferring out
No charge
No charge
Switching funds
No charge
No charge
Withdrawing money
No charge
No charge
Closing your account
No charge
No charge
Fund management costs
Ready-made portfolios
Individual funds
Ongoing costs (including OCF)
0.22% to 0.24%
0.06% to 0.78%
Fund transaction costs
0.02% to 0.07%
0.01% to 0.69%
Fund entry charge
No charge
No charge
Fund exit charge
No charge
No charge
Performance fees
No charge
No charge
Cash balances
Service fee
No charge
Additional ETF costs
Exchange traded funds
One-off costs
0.02% to 0.32%
Quote and deal service (optional)
£7.50 per trade

Last updated 5 November 2024

Can be subject to change. Please refer to Vanguard costs and charges (self-managed service).

There is an additional management fee for clients of our managed service. Please refer to Vanguard full costs and charges (managed service).

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Small numbers can make a big difference

Even a small difference in fees could have a huge impact on your future wealth. Especially in the long term, through the effects of compounding. Lower fees mean you keep more of your returns.

Learn about compounding