Endorsed by Which? and Boring Money for over 7 years
Winner of the Which? Great Value Stocks and Shares ISA and Boring Money’s Best Buy ISA
What’s a Stocks and Shares ISA?
It’s an account that allows you to invest in the stock market and save on tax.
Tax-free returns
You won’t be taxed on the returns from your ISA, which means you get to keep more of your returns and reach your goals sooner.
£20,000 allowance
To encourage smart financial habits, you can invest up to £20,000 total into your ISA accounts every tax year.
Withdraw anytime
Your money will usually reach your bank account in just a few days. We don’t charge any exit or withdrawal fees.
What you get from us
Over 50 years of experience
We’ve been taking a stand for investors since 1975. Today, more than 50 million clients worldwide invest with us for their future.
UK-based customer service team
Our team is here to help you. Reach out to us by phone or chat with us live online.
Different investment options
You can build your investments independently or ask us to choose your funds and manage your portfolio for you.
No hidden fees
Our fees are simple and transparent. We don't charge for trades, transfers or withdrawals. In some situations, a trading fee applies when buying ETFs.
Our investment philosophy
We believe the most successful investors set goals, stay disciplined, balance their investments, and keep costs low.
Protection by the FSCS
Vanguard is covered by the Financial Services Compensation Scheme (FSCS). This means that if we are unable to meet our financial obligations to you, you could be entitled to compensation of up to £85,000.
Grow your money to beat inflation
We all see the impact of inflation. Everything becomes more expensive – from the price of a coffee to our weekly food shop and energy bills. It affects cash in the same way.
If you do nothing with your money, its value in real terms will decrease over time, giving you less spending power in the future. Investing offers you a chance to beat inflation and grow your money.
There’s no perfect time to invest. The most successful investors start as soon as they can, stay calm and keep committed.
Choose how you want to invest
Do it yourself
- You choose your own investments
- You manage your own portfolio
- Switch to Managed at any time
We do it for you
- We choose investments based on your risk profile
- We manage your portfolio for you
- Switch to Self-managed at any time
- Guidance from our investment experts
Compare how you want to invest
With a Vanguard Stocks and Shares ISA, you can manage your investments yourself, or let us do it for you. Here’s a quick comparison of the 2 options, so you can pick the right ISA account for your circumstances.
Do it yourself | We do it for you | |
|---|---|---|
24/7 access to your investments | ||
UK-based customer service team | ||
Which? Recommended Provider for Investment Platforms | ||
No hidden charges or exit fees | ||
A personal risk profile based on how you feel about risk | ||
Choosing your funds | You pick from our range of over 85 | We pick for you based on your risk profile |
Managing your portfolio | You manage your portfolio yourself | We regularly monitor your portfolio and make changes when needed |
Personalised guidance from our investment experts | ||
Stocks and Shares ISAs: Costs Explained
Compare costs of investment options for our Stocks and Shares ISA - charges vary by invested balance, account type, and fund fees.
Our fees
|
Self-managed |
Managed |
Account fee for invested balance under £32,000 |
£4 a month (£48 a year) |
0.15% a year |
Account fee for invested balance of £32,000 and over |
0.15% a year (max £375 a year) |
0.15% a year (max £375 a year) |
| Fund management cost | 0.06% to 0.79% a year (depends on the funds you choose) |
0.17% a year on average (depends on your portfolio) |
| Management fee | None | 0.20% a year |
You can find our fund management cost for each fund on our fees and charges page
What this could mean for you if you invested:
Investing £10,000 in a Self-managed ISA
Account fee £48 a year |
+ |
Fund management cost £26 a year |
= |
Total £74 a year |
These examples are only to give you an indication. We assume you invested into one of our LifeStrategy Funds. We’ve shown average fund management cost, which may vary depending on your portfolio.
Investing £10,000 in a Managed ISA
Account fee £15 a year |
+ |
Fund management cost £17 a year |
+ |
Management fee £20 a year |
= |
Total £52 a year |
- These examples are only to give you an indication. We’ve used an average fund management cost, which may vary depending on your portfolio.
- Your account fee may be different where you have both Managed and Self Managed accounts. Find out more about our account fee.
Why is the account fee different for our Managed ISA?
We’re committed to helping individuals throughout their investment journey – from getting started to achieving their lifetime goals. For our Managed ISA service, we’ve carefully considered the benefits of lowering the cost of entry to give more people a helping hand with investing their money.
Download our app
Bringing value to investors, wherever you are. Monitor and manage your investments on the go.
Your questions, answered
Have another question?
Search our FAQs, ask our chatbot or send us a message.
Go to help and supportImportant account documents
Read these documents carefully before you apply to open an account or invest.
We also offer
Personal Pension
Make your retirement savings go further with our simple low cost pension.
Junior ISA
Invest for your child’s future. Any returns are free from income tax and capital gains tax.
General Account
Invest without limits. This account could be ideal if you’ve already used up your ISA or pension allowances.