Which? Recommended Provider
“A simple way to invest, at a fraction of the cost of its rivals”
Learn moreWe can choose your funds for you in a low-cost ISA
We’ll match you with investments based on how you feel about risk. Then we’ll monitor and manage it all for you every step of the way.
Or, if you prefer, you can choose and manage your own funds in an ISA
Why choose us?
Low cost
We keep our fees low so you keep more of your returns. Our account fee is just 0.15% and capped at £375 a year.
Over 45 years of experience
We’ve been taking a stand for investors for over 45 years. Now over 50 million clients worldwide invest with us for their future.
Straightforward
Our range of over 85 funds gives you a low cost and easy way to diversify. And opening an account takes just 10 minutes.
Open an account in 3 steps
1. Pick the right account for you
Whether you’re saving for yourself, for your retirement, or for a child’s future – we’ve got an account for you.
2. Choose your funds
Pick your investments from over 85 Vanguard funds or choose a ready-made portfolio.
Or if you prefer, we can choose and manage your investments for you. Available with our Stocks and Shares ISA and Personal Pension.
3. Decide how much to invest
Start investing from £100 a month or a one-off £500.
Stocks and Shares ISA
A low cost, tax-efficient way to invest. Invest up to £20,000 per year.
Learn more about our Stocks and Shares ISA
Choose how you want to invest
Do it yourself – choose your own investments
Build your own portfolio using our individual funds, with over 85 to choose from.
Or keep things simple and pick one of our 5 LifeStrategy funds. Each LifeStrategy fund mixes bonds and shares to balance risk and reward. You pick the one that suits your goal and attitude to risk.
We do it for you – we choose your investments
We’ll match you with investments that fit how you feel about risk. Then we manage them every step of the way.
You'll also get expert investment guidance from real people if you need it.
Personal Pension
Make your retirement savings go further with our simple low-cost pension.
Learn more about our Personal Pension
Choose how you want to invest
Do it yourself – choose your own investments
Our Target Retirement funds make investing for retirement simple. They automatically change your asset mix to reduce your risk as you get closer to retirement.
Or if you prefer you can pick your own from our full range of over 85 funds.
We do it for you – we choose your investments
We'll ask you how you feel about risk and when you'd like to retire. Then we'll match you with investments that fit.
You'll also get expert investment guidance from real people if you need it.
We also offer
Junior ISA
Invest for your child’s future. Any returns are free from income tax and capital gains tax.
General Account
Invest without limits. This account could be ideal if you’ve already used up your ISA or pension allowances.
Bring your investments together with a transfer
You could save money and get an easy overview by transferring all your ISAs and pensions into one low cost account.
Regulated
We are authorised and regulated by the Financial Conduct Authority.
Secure
We keep your personal information and investments safe at all times.
Covered
We are covered by the Financial Services Compensation Scheme.
Your investments are just a click away
Whenever you need it and wherever you are – our secure website makes it easy to manage your account and investments.