We’re delighted to have been named a Which? Recommended Provider for our self-invested personal pension (SIPP) for the fifth year running.

Not only that, but we achieved the highest customer satisfaction score in the Which? annual survey of more than 2,300 SIPP customers.

If you don’t know already, a SIPP is a type of personal pension that gives you more control over how your money is invested. You can use it alongside your workplace pension or to bring your other pensions together, including those left over from previous jobs.  

To be a Which? Recommended Provider, providers need to have a high customer score and competitive fees. 

In presenting the results, Which? highlighted Vanguard’s low charges, which you can read more about here. In addition to offering value for money, we scored highly for customer service, ease of use and information on investments.

Our latest Which? endorsement also reflects customer satisfaction with the range of investments we offer. These include low-cost index funds that track entire markets as well as our Target Retirement Funds – straightforward and ready-made portfolios that mature with you.

Among the comments provided by Which?, one of our customers said: “They are just so efficient, helpful and clear. Their charges are tiny!”

Another stated: “Low fees, transparent charges, easy to use.”

As mentioned above, a SIPP can help you bring all your pensions together under one roof. Combining your pensions can save on paperwork and admin. It can also give you a clearer picture of your savings, so you can make more informed decisions around how much you need to save and when you can afford to retire.

You can find out how to transfer your pension to Vanguard and what to know before starting a transfer here.

Vanguard Personal Pension

Learn more about saving for retirement.

Investment risk information

The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.

Eligibility to invest in a Vanguard Personal Pension depends on your individual circumstances. Please be aware that pension and tax rules may change in the future and the value of investments can go down as well as up, so you might get back less than you invested. You cannot usually access your pension savings or make any withdrawals until the age of 55.

Your pension transfer will be sent to us as cash. During this period you will be out of the market (not invested) so you could miss out on any increase in the value of your pension fund should the market rise.

Vanguard Target Retirement Funds may invest in Exchange Traded Fund (ETF) shares. ETF shares can be bought or sold only through a broker. Investing in ETFs entails stockbroker commission and a bid- offer spread which should be considered fully before investing.

For further information on risks please see the “Risk Factors” section of the prospectus on our website.

Important information

Vanguard Asset Management Limited only gives information on products and services and does not give investment advice based on individual circumstances. If you have any questions related to your investment decision or the suitability or appropriateness for you of the product[s] described, please contact your financial adviser.

For further information on the fund's investment policies and risks, please refer to the prospectus of the UCITS and to the KIID before making any final investment decisions. The KIID for this fund is available, alongside the prospectus via Vanguard’s website.

This article is designed for use by, and is directed only at persons resident in the UK.

The information contained herein is not to be regarded as an offer to buy or sell or the solicitation of any offer to buy or sell securities in any jurisdiction where such an offer or solicitation is against the law, or to anyone to whom it is unlawful to make such an offer or solicitation, or if the person making the offer or solicitation is not qualified to do so. The information is general in nature and does not constitute legal, tax, or investment advice. Potential investors are urged to consult their professional advisers on the implications of making an investment in, holding or disposing of shares and /or units of, and the receipt of distribution from any investment.

For investors in UK domiciled funds, view our summary of investor rights - available in English.

Issued by Vanguard Asset Management Limited, which is authorised and regulated in the UK by the Financial Conduct Authority.

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