Tend to your pension and grow your future

Plant the seeds and watch your pension bloom.

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Pay your pension some attention

A giant tomato grows from a small seed. In the same way, a strong financial future begins with just a few small steps.

In support of Pension Attention, we want to help you understand your options so you can take your next steps with confidence.

How to grow your pension

The best time to start is earlier than you think. And, for every £80 you contribute, the government adds £20 in tax relief, turning it into £100.

Start with a goal

Choose a pension goal that’s right for you, and adjust it as your circumstances change.

Small steps add up

Regular contributions today can make a real difference over time​.

Give it time to grow

Start early and give your pension the chance to benefit from long-term growth.

What could your retirement look like?

You might want to travel the world or simply spend more time with family. Having a clear goal helps you plan for the future you want.

We’ve summarised the Retirement Living Standards to show the lifestyles you might afford in retirement. You can reach these with savings and your state pension.

 

Minimum living standard

Moderate living standard

Comfortable living standard

One person household

Two person household

£13,900 a year


£22,500 a year

£32,700 a year


£45,400 a year

£45,400 a year


£62,700 a year
Everyday living
 Meets everyday living costs and household needs Comfortable living with more choice and spontaneity Greater flexibility in spending and lifestyle choices
Social and leisure
 Occasional meals out and regular home entertainment Regular dining out, hobbies, and social activities Frequent leisure activities, dining out, and entertainment
Travel and holidays
 Annual UK holiday and local leisure activities A yearly overseas holiday plus an additional UK break Regular UK breaks alongside a longer overseas holiday
Family & independence
 Relies on public transport, with occasional taxi and rail travel Run a small car, support family, and give modest gifts Run a small car, support family, and enjoy additional comforts

Source: Figures are based on life outside London. To learn more and see the London figures, visit Pensions UK/Loughborough University Retirement Living Standards.

Is your pension on track?

Find out how much you could get with our pension calculator.

Calculate your pension

Find an option that works for you

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Do it yourself

Self-managed Personal Pension

Build your own investment plan by choosing from more than 85 funds. We even have ready-made funds that help balance risk.

  • You choose your own investments
  • You manage your own portfolio
  • Switch to Managed at any time

 Learn more
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We do it for you

Managed Personal Pension

Our experts build your investment plan and manage your portfolio. All at a level of risk that you’re comfortable with.

  • We choose investments based on your risk profile
  • We manage your portfolio for you
  • Switch to Self-managed at any time
  • Guidance from our investment experts
 Learn more
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Bring your pensions together

Do you have pensions from different providers? You can move them to one place, making them easier to track and manage. Before moving, first check if you would lose any benefits.

Transfer to Vanguard
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Your pension questions

Explore some of the questions people ask when planning for retirement.​

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We explore what you need to do if you’re 10 years from retirement, including tracking down any lost pensions, increasing pension contributions and learning about your retirement income options.
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