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Pension calculator

Find out how much pension you could get with our UK pension calculator. See if you’re on target for the retirement you want, and if not, what you could do to reach your goal.

Calculate your pension

Enter how much money you'll need, a few details about your situation and include the State Pension if you'd like to.

You can increase your monthly contributions, change your retirement date or lower your monthly target to see the difference they could make.

Your pension forecast

Our pension calculator is a guide only. It’s not guaranteed you'll get that amount.

The figures shown are before tax and we have not built in annual or lifetime allowances set by HMRC.

Your eventual pension pot and income can depend on some of these things:

  • future contributions
  • returns from investments
  • tax relief on contributions
  • inflation and interest rates when you retire
  • changes in tax and pension rules by HMRC or other regulatory bodies
On track

How we worked this out

We’ve assumed the following things for our calculations.

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Which? Recommended Provider for Self-Invested Personal Pensions

“A simple way to invest, at a fraction of the cost of its rivals”

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Take control of your retirement
with a low-cost Personal
Pension (SIPP)

Choose a flexible and tax-efficient way to save for your retirement. 
Learn more about Personal Pensions

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Low-cost Personal Pension (SIPP)    

Choose a flexible and tax-efficent way to save for your retirement with our low-cost Personal Pension at just 0.15%.

Learn more about our Personal Pension

No extra fees in retirement  

Unlike some pension providers, there's no extra fee when you want to start withdrawing your pension savings.

Learn more about pension withdrawals

No extra fees in retirement