Your account fee is taken every 3 months from the day you opened your account.
It is an annual charge calculated daily and deducted in arrears.
If your fee is due and you are paying by Direct Debit, the fee will be collected around 8 working days after the due date.
If you have cash in your account, the fee will be collected as soon as it's due, and no further action from you is required.
If there's not enough cash, we'll let you know and give you 6 working days to add cash before we sell units to cover the fee. Starting with your largest mutual fund.
If you have a General Account
We'll always take the fee from there first to maximise your tax-free savings.
You can manage how you pay your account fee in My Profile then Account fee settings.
We will no longer take your account fee only from your General Account, if you have one, instead we will take it from all the accounts you have, in proportion to their invested balances.
Example of how this could affect you
You have 2 accounts with a total invested balance of £10,000:
£5,000 in a General Account and £5,000 in an ISA.
No Direct Debit set up to pay your fees.
From 31 January 2025, we’ll take half from one account and half from the other.
If there's not enough cash, we'll start selling units to cover the fee on the day it is due. Starting with your largest mutual fund.
Need more help?
Do you have a Vanguard account?
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