Vanguard LifeStrategy funds – now even better value for investors

At Vanguard, we believe investing should be simple, accessible and great value for everyone. That’s why we’re delighted to announce that we’re lowering fees across our popular LifeStrategy fund range.

Starting 27 January, the fees will fall from 0.22% to just 0.20%.

Why are we lowering our fees?

Fees play a crucial role in a fund’s long-term performance, which is why keeping costs low is one of our four investment principles. For the same fund, the lower the fee, the higher your return because more of your money stays invested and working for you. By reducing fees, we’re making it even easier to achieve your long-term goals, whether you’re just starting out or already on your investment journey.

What are LifeStrategy funds?

LifeStrategy funds are designed to take the complexity out of investing. Each fund is a ready-made portfolio that combines multiple index funds in a single investment, giving you instant access to thousands of shares and bonds¹ around the world. These types of funds are also known as multi-asset funds.

Each LifeStrategy fund has a different split between shares and bonds. You simply choose the mix that matches your goals and attitude to risk.

For example, the LifeStrategy 20% Equity Fund, which invests 20% in shares and 80% in bonds, is the lowest-risk option. It’s aimed at investors with shorter-term goals (they may need their money in 3–5 years) who prefer less risk and accept lower potential returns. 

The LifeStrategy 100% Equity Fund, which invests entirely in shares, is the highest-risk option. It’s aimed at investors who have longer-term goals (they may need their money in 10 years, or longer) who are willing to take on more risk for the potential of higher returns.

Different LifeStrategy funds

Who benefits from this change?

Everyone! Whether you’re an existing investor or considering joining the thousands who already trust Vanguard with their investments, you’ll benefit from the lower fee. The new fee applies automatically from 27 January – no action is needed.

Our promise to investors

Vanguard has a long history of lowering costs for investors, and we’re proud to continue that tradition. We believe that by putting investors first, we can help more people achieve investment success.

Ready to get started or want to know more?

Explore the LifeStrategy fund range and see how easy investing can be.
 

¹ Bonds are a type of loan issued by governments or companies, which typically pay a fixed amount of interest and return the capital at the end of the term.

Investment risk information

The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.

Vanguard LifeStrategy® Funds may invest in Exchange Traded Fund (ETF) shares. ETF shares can be bought or sold only through a broker. Investing in ETFs entails stockbroker commission and a bid- offer spread which should be considered fully before investing.

For further information on risks please see the “Risk Factors” section of the prospectus on our website.

Important information

Vanguard only gives information on products and services and does not give investment advice based on individual circumstances. If you have any questions related to your investment decision or the suitability or appropriateness for you of the product[s] described, please contact your financial adviser.

For further information on the fund's investment policies and risks, please refer to the prospectus of the NURS and to the KII before making any final investment decisions. The KII for this fund is available, alongside the prospectus via Vanguard’s website.

This is designed for use by, and is directed only at persons resident in the UK.

The information contained herein is not to be regarded as an offer to buy or sell or the solicitation of any offer to buy or sell securities in any jurisdiction where such an offer or solicitation is against the law, or to anyone to whom it is unlawful to make such an offer or solicitation, or if the person making the offer or solicitation is not qualified to do so. The information does not constitute legal, tax, or investment advice. You must not, therefore, rely on it when making any investment decisions. Potential investors are urged to consult their professional advisers on the implications of making an investment in, holding or disposing of shares and /or units of, and the receipt of distribution from any investment.

The Authorised Corporate Director for Vanguard LifeStrategy Funds ICVC is Vanguard Investments UK, Limited. Vanguard Asset Management, Limited is a distributor of Vanguard LifeStrategy Funds ICVC.

Issued by Vanguard Asset Management Limited, which is authorised and regulated in the UK by the Financial Conduct Authority.

© 2026 Vanguard Asset Management Limited. All rights reserved.

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