Pay into your account well ahead of the tax year deadline at 11.59pm on 5 April 2026.

If you leave it till the last minute, and your payment is unsuccessful, you will miss out.

Cash withdrawals

If you want to withdraw cash to take some of your tax-free allowance, or pay the cash into your ISA to make the most of your ISA allowance, you must request your withdrawal by 12 March.

Taxable income (drawdown)

If you already have money in your drawdown account, log in to your account on our website and submit your payment request by 19 March.

If you want to set up a monthly payment, you can choose from these days of the month: 1, 10, 15 and 25. We’ll need at least 10 working days to set it up.

If you choose a date within 10 working days, your monthly pension income will start the following month on the day you chose.

Flexible income (drawdown)

You can take up to 25% as a tax-free cash lump sum, and if needed, set up a monthly pension income.

You must submit your request by 12 March.

Learn how to withdraw from your Personal Pension

Individual lump sum (UFPLS)

You can take an individual lump sum as a mix of tax-free cash and taxable pension income. This is known as UFPLS (uncrystallised funds pension lump sum).

You must submit your request by 12 March.

Learn how to withdraw from your Personal Pension

If you want to transfer units to your spouse or civil partner before the end of the tax year on 5 April, both you and your partner must get in touch with us by 6 March.

You can only transfer units from your General Account to your spouse’s or civil partner’s General Account. You cannot transfer cash.

To start your transfer you can:

• log in to your account on our website and send us a secure message
• call us on 0800 587 0460

We accept debit cards and Direct Debits from personal bank accounts.

We only allow bank transfers into General Accounts. The minimum payment is £50,000.

We do not accept payments by:

• credit card
• pre-paid card
• cheque
• standing order
• Direct Debit from a business account

Check the limits on your debit card. If you need to increase your limit, contact your bank.

You can make multiple transactions.

If your bank account is not verified, make sure your details match your account before uploading a document. It should show the full document and not be cropped or redacted in any way.

Learn how to verify your bank account

The sale takes 2 to 4 working days to show as cash in your General Account. 



Make sure you factor this in if you want to fund your ISA from money in your General Account.

If you make a payment before 11.59pm on 5 April 2026, tax relief will be applied to the 2025 to 2026 tax year even though it takes 6 to 11 weeks to view in your account.