If I change my mind, can I get my pension contributions back?

If you change your mind within 30 days of opening your Vanguard Personal Pension, we’ll pay back any single payments you’ve made, minus any fees already deducted and any fall in the value of your investments. Any regular payments will be paid back in full.

If you opened your Vanguard Personal Pension with a transfer you can change your mind within 30 days and we’ll try to return your money to your existing provider. In some cases they may refuse to take the transfer back and you may need to choose a new provider.

Need more help?

Our UK-based team is ready to answer your questions

Our UK-based team is ready to answer your questions.

Do you have a Vanguard account?

Getting help in difficult circumstances

Please contact us if you’re having financial difficulties, navigating a difficult time in your life, or if your mental wellbeing is affected. This happens to many in these uncertain times. We’re here to help.

Have a complaint?

Find out what you can do