The most you can pay into pensions and still get tax relief is £60,000 per year or 100% of your earnings, whichever is lower. This limit is called the annual allowance, it includes:
your pension contributions
employer pension contributions
any tax relief you receive
third party pension contributions (for example, from a spouse)
Learn more about the annual allowance at HMRC
You may be able to pay more than the annual allowance if you have unused allowances. Check if you have unused annual allowances on your pension savings
If you have gone above the money purchase annual allowance (MPAA) the amount you can contribute will go down. Check if you’ve gone above the money purchase annual allowance
If you are a high earner with a total income above £260,000 your annual allowance in the current tax year will be reduced. You can Work out your reduced (tapered) annual allowance
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