Can I have more than one pension?

Yes, you can have multiple pensions. Including:

  • defined benefit schemes (such as final salary schemes) 

  • defined contribution schemes (SIPPs, stakeholder, workplace or personal pensions) 

The Vanguard Personal Pension is a Self Invested Personal Pension (SIPP) 

There is a limit on how much you can pay into all your pensions in total. This is the annual allowance. For most people it is £60,000 or 100% of your earnings, whichever is lower.

Need more help?

Our UK-based team is ready to answer your questions

Do you have a Vanguard account?

Getting help in difficult circumstances

Please contact us if you’re having financial difficulties, navigating a difficult time in your life, or if your mental wellbeing is affected. This happens to many in these uncertain times. We’re here to help.

Have a complaint?