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Can I have more than one pension?

Yes, you can have multiple pensions. This includes defined benefit schemes (such as final salary schemes), defined contribution schemes (SIPPs, stakeholder, workplace or personal pensions). Just ensure you keep the limits in mind regarding both your annual allowance and the lifetime allowance. 

Need more help?

Our UK-based team is ready to answer your questions

If you are an existing client, please send us a secure message using the Inbox feature within your account. This will help us respond with information specific to you.

If you are new to Vanguard, please send us a message with email.

Getting help in difficult circumstances

Please contact us if you’re having financial difficulties, navigating a difficult time in your life, or if your mental wellbeing is affected. This happens to many in these uncertain times. We’re here to help.

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